These are a few of the cities that we operate in:
* Los Angeles, Long Beach, San Diego
* Fresno, Bakersfield, Riverside
* Gilroy, Santa Cruz, Los Gatos
* San Jose, Fremont, San Mateo
* Milpitas, Foster City, Redwood City
* Santa Clara, Sunnyvale, Livermore
* Mountain View, Daly City, San Ramon
* San Francisco, Marin, Cupertino
* Tracy, Stockton, Modesto, Lodi
* Elk Grove, Folsom, El Dorado Hills
* Oakland, Berkeley, Emeryville, Irvine
* Roseville, Granite Bay, Lincoln
* Richmond, Antioch, Merced, Hercules
* Hayward, Vallejo, Salinas, Yuba City
* Danville, Woodland, Dublin, Manteca
* Santa Ana, Redwood Shores, Galt
* Bay Area, Monte Sereno, Campbell
* Saratoga, Auburn, Napa, Alameda,
* Belmont, Benicia, Beverly Hills
* Brentwood, Burlingame, Carmel
* Citrus Heights, Clovis, Concord
* Davis, Palo Alto, Eureka, Fair Oaks
* Fairfield, Foster City, Half Moon Bay
* Hillsborough, Hollister, Lathrop
* Los Banos, Malibu, Monterey
* Orange County, Palm Desert
* Palm Springs, Patterson, Placerville
* Pittsburg, Pleasanton, Stockton
* Rancho Cordova, Richmond
* Salinas, Santa Barbara, Sonoma
* South Lake Tahoe, Union City
* Walnut Creek, Watsonville, Visalia
* Repayment Plan
* Forbearance Lender Arrangement
* Loan Restructuring
* Short Refinance
* Short Sale/Equity Sale
o Short Refinance
o Sale of property
* Foreclosure postponement
* Disaster Relief (Hurricane and Property Claim Insurance Procedures)
* Sale Procedures
* Recast
* Partial Release
* Partial Claim (FHA)
* Attributed to servicing all types of loans: A-Paper, ALT-A/SUB-PRIME, HELOC Equity/Construction,VA/VA Vendee, Goverment Loans, IMPAC, ETC.
* Escalation Processes (Workout Procedures)
* And more...
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia, Washinton, Wisconsin, Wyoming
Many times we find the homeowners wait till the last minute to find assistance. As homeowners used to have a little more leniency during the slow times but now an already battered system is starting to fight back. At this time CalHFA is another lender in a long line of mortgage servicers tightening up their guidelines. They have...