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Ocwen Financial Corporation feels that even in the midst of a financial collapse that they are not going to offer their clients the option to short refinance. In many cases this type of decission is up to the investor, whether or not to allow the short pay off, but it seems that there is an overall blanket policy at this time forbidding the workout option all together. Though they are the overall leader in MHA Loan Modifications completed that also makes them the number one company keeping homeowners in their slave position at having to pay their upside down mortgages for homes that in many cases the homeowner will never see any value come from.

The over inflated market has trapped many in homeowners in homes that they sought out as great investments but turned out to be the burden of a life time if a short refinance is a homeowners only option then they may be in the place where they will be forced to sell in a short sale.