Mortgage Lender’s in many cases request that you file out their package for assistance. MLReport.com has put together a place where you can download access many of the different packages from many different lenders. Please consult a real estate or mortgage professional before using these packages to represent yourself in your case.
Aurora Loan Servicing, FSB (Now, Aurora Bank, FSB)
Bank of America (Letter of Authorization)
Bank of America (Short Sale Package)
Jonathan Katz started in the Loss Mitigation industry in early 2000's. He worked for the one of the largest loan servicers in the US in their loss mitigation/foreclosure department. Speaking with approximately a work flow of 600 cases a month and several years of experience he created an organization dedicated to helping homeowners. Our Goal here is to increase the accuracy of the information found on the internet amidst a sea of nonsensical logic about a business that is anything but outside of the box. 
Wells Fargo: Waive your principal goodbye; for now.In an effort to help defaulting homeowners Wells Fargo is offering their own version of FHA’s Partial Claim Program. This version varies in several ways but is aimed at what Wells Fargo is referring to as a “Principal Forbearance”. Now this is not like the...
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Wachovia: ACG connects with Wells Fargo for Bulk MOD UnderwritingIn a business where it can really help to know people in high places Wachovia has proven to be no different than the rest. Where in many cases homeowner’s find it difficult to manage through the process loan modification process, with the now Wells Fargo owned company,...
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Litton Loan Servicing: The treasury says 14 days for HAFA. Make it 30.Where many are taking it upon themselves to make things worse it is nice to see that at least one servicer isn’t. Litton Loan Servicing, though known for it’s terrible loan modification process, is at least taking a few steps in the right direction. The...
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Wachovia: Wells Fargo advising that if a home is in California don’t wait till the last minute.In a recent conversation with a Wachovia representative we were advised that their rule of thumb for properties in California is to no longer postpone when within 5 business days of a foreclosure sale. They advised that there is a foreclosure law set in the...
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MHA/HAMP/HAFA: Harsh rules leaving many homeowners in trouble.Many times these programs that we deal with for our clients change for the better but there are also certain times that they change for the worse. I guess only adding insult to injury is that fact that it is our own government, supported by...
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