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This site is strictly informational. USE INFORMATION AT YOUR OWN RISK. Information does not substitute for legal advice and none of the information found on the pages of MLReport.com or any other parties associated, authors, pages, or links provide any warranties, guarantees or make additional promises for the outcome or use of the information found on MLReport.com. This site provides information about short sales, short refinancing, loan modifications, foreclosures and other real estate information which is intended for real estate professionals, attorneys and homeowners who can benefit from updates on lender guidelines and changes in the industry. The law varies with every case and circumstance. Furthermore, the laws in every state change regularly. Consult a lawyer.
As always, the advice of a competent legal, tax, accounting or other professional should be sought.
Jonathan Katz started in the Loss Mitigation industry in early 2000's. He worked for the one of the largest loan servicers in the US in their loss mitigation/foreclosure department. Speaking with approximately a work flow of 600 cases a month and several years of experience he created an organization dedicated to helping homeowners. Our Goal here is to increase the accuracy of the information found on the internet amidst a sea of nonsensical logic about a business that is anything but outside of the box. 
glad to be part of your community
Tony, Thank you very much for being part of our site. Please feel free to participate in our posts and share your input.
Take care-
Jonathan Katz