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HAFA: Making homes affordable HAFA Options Pamphlet

The Government’s alphabet soup of mortgage help programs has really set a lot of confusion amongst homeowner’s, agents, and professionals alike with all the programs that they have brought to pass. HAFA, as relatively one of the newer programs, has been...

News: No Short Sale deficiencies in California?

Finally passing on September 30th the Senate Bill set to change the name of the game made it through the door. Senate Bill 931 is set to take effect on January 1, 2011. This highly anticipated law is set to disallow a seller’s first trust deed lender from obtaining a...

Chase Home Mortgage: Openers, and Negotiators, and Closers, oh MY!

Chase, like many companies in its pursuit for improving how it does business, attempted to make some changes to Loss Mitigation Workout line up. Traditionally speaking the process goes from having a simple document collector and negotiator structure to trying to break...
MHA/HAMP/HAFA: Harsh rules leaving many homeowners in trouble.

MHA/HAMP/HAFA: Harsh rules leaving many homeowners in trouble.

Many times these programs that we deal with for our clients change for the better but there are also certain times that they change for the worse. I guess only adding insult to injury is that fact that it is our own government, supported by our tax dollars, making...
Bank of America: Understanding BAC Loan Servicing LP’s  acceptance of Counter Offer Terms

Bank of America: Understanding BAC Loan Servicing LP’s acceptance of Counter Offer Terms

Realtors have told us the better they understand the counter offer process, the more successful they are in closing short sales. The following facts related to the counter offer process are critical to closing short sales in Equator. Fact #1: Your acceptance of the...