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EMC: Chase slowly engulfs its prey until they become one and the same!

EMC: Chase slowly engulfs its prey until they become one and the same!

Starting July 1st Chase continued down their path of their slowest merger ever with EMC (Guinness Book of World Records currently weighing out if they qualify for any records). By Chase opening up their Collections Department and other Loss Mitigation Departments to...

Wells Fargo: Short Sales go through Equator… Well at least for the most part.

Wells Fargo has a long standing reputation to upkeep of being the fuddy duddy of the Loss Mitigation industry. I am sure that if they could convince people to submit their short sale and loan modification packages via the old horse drawn cart they would. Well in an...

Bank of America: Steamlined Cooperative Short Sales with no Paperwork! No way…

Bank of America in an effort to close more deals has designated a company, Default Servicing LLC., since September to begin contacting homeowners that were pre-qualified for the short sale process. Their new program, shrouded in part due to secrecy of how to qualify,...

Fair Debt Collection Practices Act (FDCPA): What saves me from them?

Lenders are known for not playing by the rules. In many cases their underhanded tactics used to collect from consumers have become against the law with the passing of the Fair Debt Collection Practices Act (FDCPA) of 1966. The FDCPA is a federal law which governs the...