[edit] Attorney General’s Office

State Capitol

Room 26, East wing

Charleston, WV 25305-0220

Ph: (304) 558-2021

Fax: (304) 558-0140

[edit] STATE SUMMARY:

First Legal Action: Publicaiton

Time Frame from 1st Legal Action to Sale Action: 60 Days-5 Months

Final Legal Action: Sale Date

Judicial Foreclosure Available: Yes

Non-Judicial Foreclosure Available: Yes

Method Primarily Used: Non-Judicial

Security Instruments: Deed of Trust, Mortgage

Right to Redemption*: None.

Deficiency Judgments Allowed: No

Foreclosure Postponement Available: No, Must Restart

Super Lien State:

Certified Breach Letter State: Yes

Lender Retains Copy of the Breach Letter: No

Eligible for Tax Advance Repayment Plans: Yes

Statutory State: Yes

* A borrower’s right to repurchase property lost in foreclosure sale.

- A judgment against ones person making the borrower responsible for the remaining balance on the loan after a foreclosure/sheriff sale.