Washington Foreclosure Laws

[edit] Attorney General’s Office

905 Plum St., Building #3

P.O. Box 40100

Olympia, WA 98504-0100

First Legal Action: Recording of the Notice of Sale

Time Frame from 1st Legal Action to Sale Action: 120 Days-6 Months

Final Legal Action: Redemption Expired

Judicial Foreclosure Available: Yes

Non-Judicial Foreclosure Available: Yes

Method Primarily Used: Non-Judicial

Security Instruments: Deed of Trust, Mortgage

Right to Redemption*: Yes; Varies by Process and available only in Judicial Foreclosure (Rare)

Deficiency Judgments Allowed: Yes

Foreclosure Postponement Available: Yes, up to 120 days, then you must restart.

Super Lien State:

Certified Breach Letter State: No

Lender Retains Copy of the Breach Letter: No

Eligible for Tax Advance Repayment Plans: Yes

Statutory State: No

* A borrower’s right to repurchase property lost in foreclosure sale.

- A judgment against ones person making the borrower responsible for the remaining balance on the loan after a foreclosure/sheriff sale.