Ohio Foreclosure Laws

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[edit] Attorney General’s Office

30 E. Broad St., 17th floor

Columbus, OH 43266-0410

Ph: (614) 466-4320

Fax: (614) 466-5087


[edit] STATE SUMMARY:

First Legal Action: Complaint

Time Frame from 1st Legal Action to Sale Action: 12 Months

Final Legal Action: Sale Confirmed

Judicial Foreclosure Available: Yes

Non-Judicial Foreclosure Available: No

Method Primarily Used: Judicial

Security Instruments: Mortgage

Right to Redemption*: Yes

Deficiency Judgments Allowed: Yes

Foreclosure Postponement Available: Yes

Super Lien State:

Certified Breach Letter State: No

Lender Retains Copy of the Breach Letter: No

Eligible for Tax Advance Repayment Plans: Yes

Statutory State: No


*A borrower’s right to repurchase property lost in foreclosure sale.

    • A judgment against ones person making the borrower responsible for the remaining balance on the loan after a foreclosure/sheriff sale.
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